In 2025, Canadians and Ontarians can expect several key benefit payments from both federal and provincial governments. These benefits are designed to provide financial assistance across different life situations—whether you’re retired, raising children, living with a disability, or managing the rising cost of living. Below is a clear breakdown of when these payments will be issued throughout the year, including the Canada Pension Plan, Old Age Security, GST/HST credit, Canada Child Benefit, Ontario Trillium Benefit, and more.
Table of Contents
2025 Federal and Ontario Government Benefit Payment Dates
Here’s a month-by-month breakdown of when you can expect key payments from the Government of Canada and the Province of Ontario in 2025.
| Month | CPP & OAS | CCB | GST/HST | Ontario Trillium Benefit | ODSP | Canada Carbon Rebate |
|---|---|---|---|---|---|---|
| January | Jan 29 | Jan 20 | – | Jan 10 | Jan 31 | – |
| February | Feb 26 | Feb 20 | – | Feb 10 | Feb 28 | – |
| March | Mar 27 | Mar 20 | Mar 5 | Mar 10 | Mar 31 | – |
| April | Apr 29 | Apr 18 | – | Apr 10 | Apr 30 | Apr 22 (Final payment) |
| May | May 29 | May 20 | – | May 9 | May 30 | – |
| June | Jun 26 | Jun 20 | Jun 5 | Jun 10 | Jun 28 | – |
| July | Jul 29 | Jul 19 | – | Jul 10 | Jul 31 | – |
| August | Aug 28 | Aug 20 | – | Aug 9 | Aug 30 | – |
| September | Sep 25 | Sep 20 | Sep 5 | Sep 10 | Sep 30 | – |
| October | Oct 29 | Oct 18 | – | Oct 10 | Oct 31 | – |
| November | Nov 27 | Nov 20 | – | Nov 8 | Nov 29 | – |
| December | Dec 23 | Dec 13 | Dec 5 | Dec 10 | Dec 20 | – |
Note: Dates are subject to change depending on weekends and holidays.
Key Government Benefits Overview
Canada Pension Plan (CPP)
The CPP is a monthly, taxable pension you receive once you retire. If you’re eligible, payments will continue for the rest of your life. Payment dates typically fall near the end of each month.
Old Age Security (OAS)
Available to individuals aged 65 and older, OAS is another monthly taxable benefit. You may be automatically enrolled by Service Canada depending on your tax information.
GST/HST Credit
This quarterly, tax-free payment is meant to help lower-income Canadians cover sales taxes. You’re automatically considered when you file your taxes.
Canada Child Benefit (CCB)
The CCB is a monthly, tax-free payment to families with children under 18. Payments may also include additional provincial or disability supplements.
Ontario Trillium Benefit (OTB)
The OTB combines three credits: the Ontario energy and property tax credit, the Northern Ontario energy credit, and the Ontario sales tax credit. Payments are issued monthly starting in July based on your 2023 tax return.
Ontario Disability Support Program (ODSP)
ODSP provides monthly financial and employment support for eligible Ontarians with disabilities. Payments typically arrive on the last business day of the month. December’s payment is often issued earlier.
Canada Carbon Rebate
The final payment of the Canada Carbon Rebate was issued on April 22, 2025. The rebate program has ended due to recent changes in the federal carbon pricing system.
Canada Workers Benefit (CWB)
This refundable tax credit supports low-income workers and includes a disability supplement if applicable. Payments vary based on your income and province.
These benefits play an important role in helping Canadians navigate everyday expenses. Staying informed about payment dates and eligibility ensures you don’t miss out on what you’re entitled to. For the most accurate updates, always check the CRA website and Service Ontario resources
FAQs
Do I need to apply for the GST/HST credit?
No. If you file your taxes, you’re automatically considered for the GST/HST credit.
Why did the Canada Carbon Rebate end?
As of March 2025, the federal government removed the fuel charge, leading to the discontinuation of the rebate.
When do ODSP payments arrive in December?
December ODSP payments are usually issued earlier than usual. For 2025, it’s scheduled for December 20.
How is the CCB amount calculated?
It depends on your household income, number of children, and whether any of them qualify for the disability benefit.
Where can I find more info about Ontario benefits?
Visit ontario.ca or the CRA’s benefits page.
