The Canadian government is introducing a new $1,870 monthly disability benefit in August 2025, targeting seniors aged 65 and older with severe disabilities. With inflation and rising costs making basic needs harder to afford, this program offers vital support for those who are unable to work and live on a fixed income. If you or someone you know may be eligible, here’s everything you need to know about this new benefit, from who qualifies to how and when to apply.
Table of Contents
Overview
| Program | Canada Disability Benefit 2025 |
|---|---|
| Monthly Amount | $1,870 |
| Start Date | August 2025 |
| Eligibility Age | 65 and older |
| Disability Requirement | Severe, long-term disability |
| Residency Requirement | Canadian citizen or permanent resident, 10+ years in Canada |
| Application Method | CRA My Account (online) |
| Payment Schedule | 25th of each month (via direct deposit) |
| More Info | Canada.ca |
$1,870 Monthly Disability Benefit
The $1,870 monthly disability benefit is part of the Canada Disability Program and is aimed at helping seniors with serious physical or mental disabilities. These individuals often face challenges in employment and daily living, and many rely solely on limited government benefits. With this new payment, the government hopes to close some of the financial gaps and ensure more stable income support.
This benefit adds to the federal support system alongside programs like the Canada Pension Plan Disability (CPP-D), Old Age Security (OAS), and the Guaranteed Income Supplement (GIS).
Who Qualifies for the Benefit?
You must meet all of the following criteria to be eligible:
- Residency: You must be a Canadian citizen or permanent resident who has lived in Canada for at least 10 years.
- Age: You must be 65 years or older at the time of application.
- Disability Status: You must have a documented severe and long-term disability that makes you unable to work.
- Related Program Enrollment (Optional): Already receiving OAS, GIS, or CPP-D can strengthen your case, but it’s not mandatory to qualify.
How to Apply
Applying for this benefit is done entirely online through the CRA’s secure My Account portal.
Step-by-Step Application:
- Log Into CRA My Account
Visit Canada.ca and access your CRA My Account. If you don’t have one, you’ll need to register using your SIN and bank details. - Start the Application
Navigate to the disability benefit section and begin the application form. - Upload Required Documents
Prepare the following:- Proof of citizenship or permanent residency
- Medical records proving long-term severe disability
- ID verifying age (such as a birth certificate or government-issued ID)
- Review and Submit
Double-check all entries before submitting. You’ll receive confirmation from the CRA once your application is received. - Follow Up
Monitor your CRA account regularly for updates or requests for additional documents.
When Do Payments Begin?
The first round of payments is expected to start on August 25, 2025, for those using direct deposit. Those who opt for mailed cheques should expect delivery around the beginning of August, though it may vary depending on location and mailing delays.
To avoid payment delays:
- Make sure your CRA profile is current
- Use direct deposit for faster delivery
- Respond quickly to any CRA follow-up requests
Helpful Tips for Applicants
- Keep Records: Save copies of your application and supporting documents.
- Watch for Scams: Only trust official government websites like Canada.ca or CRA portals.
- Stay Updated: This benefit is new and subject to updates. Visit Canada.ca regularly for news.
Why This Benefit Matters
With basic living costs continuing to rise, seniors with disabilities face even greater challenges. A fixed income doesn’t go as far as it used to — especially when managing health-related expenses, housing, and food.
This benefit could add over $22,000 annually in support. That’s a big relief for individuals who have spent years in financial hardship. For many, it’s not just a payment — it’s a lifeline.
FAQs
Who qualifies for the $1,870 benefit?
Seniors 65+ with long-term severe disabilities.
Is this benefit taxable income?
No, the payment is non-taxable.
When do payments begin?
Payments start on August 25, 2025.
How do I apply for this benefit?
Apply online through CRA My Account.
Can I get this with other benefits?
Yes, it can be combined with OAS, GIS, or CPP-D.
